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Employer’s Insurance Options

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Supporting Small Business Owners with Smart, Clear Coverage

If you’re a business owner, offering health insurance to your team is more than a benefit—it’s a way to show your people you care. But finding the right plan can feel complicated.


We’re here to simplify it.


At our company, we help Washington business owners explore insurance options for their employees with patience, clarity, and practical solutions that fit your budget and goals.

Who This Is For

  • Employers with 1–50 employees
  • Business owners who want to offer health, dental, or life coverage
  • Churches, nonprofits, contractors, and small teams
  • Self-employed professionals and family-run businesses
  • Those exploring group plans for the first time or re-evaluating current coverage

Whether you’re just getting started or looking to improve your current plan, we walk with you through every step.

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What We Offer

01

Medical, dental, vision & life coverage options for employees

02

Guidance on Washington small group plans and employer contribution

03

Help navigating tax credits & group eligibility rules

04

Support comparing private carriers and state-based options

05

Enrollment support and annual renewals

We know your business is unique—and your insurance should be, too.

Learn More
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Why Offer Employer Coverage?

  • Attract and retain great people
  • Provide peace of mind to your team
  • Build a workplace culture that values well-being
  • Access tax advantages and potential credits
  • Stand out as a business that puts people first

Even small businesses with just a few employees can access powerful coverage options. We’ll help you find what works without overcomplicating the process.

Common Plan Structures

Traditional Group Plans

Employer-sponsored coverage with a monthly premium split between you and your employees.

QSEHRA (Qualified Small Employer HRA)

A flexible, tax-free way to reimburse employees for their own health insurance.

Level-Funded or Hybrid Plans

Designed for growing businesses looking for cost control with more customization.


Not sure what any of these mean? That’s okay. We explain everything simply—and help you make the right decision for your team.

FAQs: Small Business Insurance in Washington

  • Am I required to offer insurance to employees?

    If you have fewer than 50 full-time employees, you're not required to—but it’s a powerful retention tool. We’ll help you understand what’s possible and what makes sense financially.

  • What if I only have a few employees?

    Even very small teams (as few as two people) can often access group plans or other solutions. We’ll help you find out what qualifies.

  • How much does employer insurance cost?

    That depends on your plan type, number of employees, and contribution level. We’ll help you set a realistic budget and find plans that match it.

  • Do I have to contribute to premiums?

    In most group plans, yes. But how much is flexible. We’ll walk you through your options.

  • Can I cover my family through my business?

    Yes, many business owners include themselves and their families in group coverage. We’ll help ensure everything is set up correctly.

Let's Build a Plan That Works for Your Team

Your people matter—and the benefits you provide can make a big difference in their lives. We’re here to help you build a benefits plan that’s clear, and fully aligned with your business values.


Let’s talk about what’s possible.

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